Umbrella Insurance

In rare cases, even quality homeowners’ and auto insurance policies aren’t enough to protect you should a large claim be filed against you. If you’re found liable for more than your current insurance will cover, an umbrella insurance policy can fill the gap.

What is Umbrella Insurance?

Umbrella insurance is a type of liability insurance that works alongside your homeowners’ or auto insurance. The goal of umbrella insurance is to provide additional financial support if you’re found liable for an accident or injury.

For example, if you cause a pile-up on the interstate that results in the severe injury of several parties and they sue, the claim may be larger than your other policies will cover. Your umbrella policy would then kick in to provide additional coverage.

Umbrella insurance doesn’t only cover you. It will also cover those closest to you, such as your spouse and kids. For example, if your 16-year-old teen driver causes a severe accident, your umbrella policy is there if you need it.

To obtain a quote for an umbrella insurance policy, please contact our agency today.