Motorcycle Insurance
The Midwest offers some excellent riding for those who own motorcycles. Whether you're a weekend rider or use your motorcycle as your main mode of transportation, you need the correct policy and coverages to keep yourself, others and your equipment protected.
Required Coverages
Similar to auto insurance, most states require you to carry a minimum amount of liability coverage for motorcycles. Liability insurance covers bodily injury and property damage that you may cause to other people involved in an accident. However, it is always highly recommended that drivers seek additional insurance coverage to ensure they are well covered in case they are involved in an accident.
Optional Coverages
- Comprehensive coverage - This will keep you protected if your motorcycle is damaged from theft, fire, weather, or vandalism.
- Collision coverage - This will cover expenses if you are involved in an accident with another motorist and sustain damage as a result.
- Uninsured motorist coverage - This will protect you if you are involved in an accident with another motorist who does not have any insurance and is at fault.
- Other optional coverages to consider would be accessories coverage, medical payments and roadside assistance.
To obtain a quote for your motorcycle, contact our office today.
